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Is There A VA Pension For Widows?

I didn't know about the veteran's pension. My mother took care of my dad for 10 years when he had Alzheimer's. He died in April. He was a U.S. Navy veteran of World War II. Now that my mother no longer has both of their Social Security checks to live on, her income is very limited. Is the veteran's pension available to the spouse as well? Her household income has been cut in half, and she could certainly use some help.

* * *

Thank you for the newsletter on VA benefits. What about the spouse of a deceased veteran - are they entitled to any benefits?

Yes, there is a VA Widow's Pension. Just as with the Veteran's Pension, there are income and asset restrictions:

VA Widow's Pension
Income Limits
 ( effective December 1, 2005 )

Surviving spouse with no dependent children

$7,094

Housebound surviving spouse with no dependents


8,670

Surviving spouse with no dependents who needs aid and attendance


11,340

The monthly income of a veteran or a surviving spouse is reduced by any unreimbursed medical expenses in excess of 5% of the basic pension amount. Applicants for a VA Pension or Widow's Pension can deduct their Medicare Part B premium, their Medicare Part D premium, any out-of-pocket expenses for prescriptions, doctor visits, and transportation for medical purposes. This means that if there have been substantial out-of-pocket expenses an applicant may qualify for a VA pension even with a higher income.

You can see also that the VA pension benefit for an individual who needs "Aid and Attendance" is significantly higher. Needing Aid and Attendance means that the applicant needs help with the basic activities of daily living, i.e., transferring from a bed or chair, walking, bathing, toileting, eating, etc. The VA Aid and Attendance benefit is designed to help the applicant pay for the assistance needed.

Aid and Attendance is available to any veteran who qualifies medically and financially, as well as to the veteran's wife.

While the VA Pension application is fairly simple, the application for Aid and Attendance is complicated. If you believe that your parent may qualify for the VA Aid and Attendance benefit, please take my advice and get trained help with the application. One error can produce a denial.

You can call the VA for application forms at 1-800-827-1000 or via the VA website. I'll warn you that you will find next to nothing about the Aid and Attendance on their website. The little you find won't be particularly informative.

Once you have the application forms, please get in touch with a local VA Benefits Counselor for help if you are considering the Aid and Attendance benefit. You can locate one via your local VA hospital, your closest VFW, or any other veterans' service group.

 

 
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