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If your elder isn't
living in a facility, sooner or later you're going to
need some extra help. The first place most of us look
for an in-home senior caregiver is often an
agency. There are a lot of benefits to using an agency:
1) You don't have to spend days or weeks looking and
interviewing for
eldercare help;
2) You aren't the employer, so you don't have to worry
about tax and
insurance liabilities;
3) You'll have back-up if your regular caregiver is
unavailable.
This doesn't mean you
should just use the first elder care agency in the big
yellow book. As a responsible caregiver, you should ask
several questions before you hire any senior care agency
to send someone into your home. If you don't get the
right answers, keep looking.
Questions to Ask
Before You Hire A Homecare Agency
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| 1. |
How Long Has The
Company Been In Business?
Eldercare these days is big business. New agencies
are less likely to have the necessary know-how or
the experienced employees to cover your individual
eldercare needs. Look for an agency that has been in
business at least three years, and preferably
five. This will weed out the new companies that are
destined to fail because they don't know what they
are doing and don't have the financial resources to
do it right. |
| 2. |
Is the Agency
Licensed? In most states
an homecare agency that is licensed must post a
significant bond and maintain adequate insurance.
Licensed agencies will be monitored by the licensing
agency and will have to adhere to strict guidelines
about who they hire to provide care and how they do
business. |
| 3. |
Does the Agency
Provide an Annual W2 to Every
Worker?Employees of an
agency will receive a W2 form every year
for income tax purposes. If the agency is providing
a W2,
this verifies that their workers really are
employees of the
agency. The agency is properly managing tax
withholding
and mandatory Social Security payments.
If the agency is providing their *employees* with
1099
Income Statements, this means that their caregivers
are not employees. They are not insuring their
caregivers, their caregivers are not having taxes
withheld, and the agency is not making Social
Security contributions. You, as the employer, are
assuming liability and the obligation for
payroll taxes. The worker is your employee,
not the agency's (remember *Nannygate*?). |
| 4. |
What Insurance
Does The Eldercare Agency Carry?
Some agencies carry pitifully little
(or no) insurance. If you
come across an agency that offers services for fees
a lot lower than the competition, there's a
good chance that they aren't paying for insurance. A
good agency will be willing to send you proof that
they have:
Professional and General Liability Insurance
Workers' Compensation Insurance
Dishonesty Bonding for their care workers
If the agency you hire doesn't have this insurance,
you might be assuming liability if an employee
is injured in your home or if valuables come up
missing. |
| 5. |
How Does The
Agency Screen Its Employees?
Thorough background checking is
mandatory. Does the
agency do a criminal background check in every
location
where the prospective caregiver has resided for the
last 5
years? Many of the people who do this kind of work
move
frequently. Doing a local background check on
someone
who has recently moved from another state isn't
enough.
Does the agency routinely do drug screens? How does
the
agency verify that a caregiver has the skills she
says she has? How many references does the agency
check, and how far back do they go? |
| 6. |
What Is the
Employee Replacement Policy?
If you are unhappy with a caregiver,
what is the
agency's replacement policy? The agency should
guarantee that they will work with you until you
have the right person on the job. Sometimes an elder
will be unhappy with the first caregiver who comes
into the home no matter how good he or she is. This
can be a matter of wanting control, rather than a
problem with the caregiver. Will the agency be
supportive of the elder's need for control and send
another caregiver?
Some excellent agencies will work with you by
*saving* their best caregiver as a replacement for
the first caregiver they send. They will take their
cue from you if your elder is likely to fire the
first person who comes.
If an employee doesn't show up for work, does the
agency
have someone who will immediately come to fill
in? If a homecare
agency tells you they have *a* good person in your
area, is
this the only caregiver they have? If so, avoid this
agency
as there will be no backup for the inevitable
absences due to illness, vacation, car problems,
children problems, or just not feeling like working
that day.
If the Manager is the person who will come to fill
in, does the Manager have the skills to do the job?
What happens if two caregivers don't show? The
Manager can only be in one home at a time. Will the
Manager spend most of his or her time in your home
fielding questions and problems from the office,
rather than attending to your elder? |
| 7. |
What Are The
Agency Fees? What is the
hourly rate for the kind of eldercare assistance you
need? What is the homecare worker permitted to do in
your home?
Bathing
Cooking
Feeding
Incontinence Care
Help with walking and/or transferring
Driving
Housekeeping
Laundry
Animal care
What is the minimum number of hours the agency
requires
you to use per day or per week? Is there a discount
if you
use more than a certain number of hours in a week or
a
month? What is the maximum number of hours an
employee can work in one day or in one week? What
will cause the fees to go up? How much notice do you
have to give if you wish to discontinue services? |
| 8. |
How Does The
Agency Monitor Caregivers?
Does the agency have a system for
verifying that workers
arrive and leave when they are supposed to? Asking a
frail,
sick or confused elder to confirm that a caregiver
was on the job is a bad policy.
Does the agency work
together with you to prepare a written care plan so
the caregiver has something to refer to? What system
does the agency use to communicate with caregivers
about changes in the care plan or other issues? How
is the employee instructed to communicate with
family members about problems or
concerns? If the worker is receiving instructions
directly from family members, how does the agency
know what is
going on? Does a supervisor visit employees on the
job?
How often? |
| 9. |
What is the
Agency's process for starting services?
Will a Manager come to the elder's
home to assess
personality and needs so the right caregiver can be
matched to the job? What if your need is urgent and
you
need someone there *now*? How long does it take to
get
help in an urgent situation? Does the agency need
documents from a doctor? Will you have to pay a
deposit? How much? |
| 10. |
Will the Agency
Provide References You Can Call?
Ask for references from several
years ago as well as current clients. Understand
that the agency probably won't
give you contact information for clients who were
unhappy. |
Follow these guidelines
and both you and the homecare agency you hire should be
a good match. You'll be assured that your agency is
professional in every aspect of their business. You'll
both know what to expect from each other, and you'll
know how best to communicate with each other.
Even though you'll still have the ultimate
responsibility to make sure your elder is receiving good
care (sorry, you can't ever get out of this one) you'll
have several quality team members to make your job
easier.
Related Articles:
How Medicare
Homecare Works
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