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Legal & Financial Planning:
The Power of Attorney
For Health Care

Also known as a Medical Power of Attorney or Health Care Proxy, The Power of Attorney For Health Care gives a person named by you the authority to make medical decisions for you if you can't do so for yourself. 

If you're a caregiver, this document gives you authorization to talk to medical personnel and to consent to care for your loved one.

This document is especially important for you to have for yourself, too.

Contrary to what many people believe, a Power of Attorney for Health Care is not the same as a "Living Will."  The Living Will only comes into play if a person is terminally ill with little or no hope of recovery. 

The Power of Attorney for Health Care can be used even if the patient isn't terminally ill. If you are ill or injured and need someone to talk with doctors or hospitals when you can't, the Power of Attorney for Health Care will give the person you name the authority to do that. 

Most hospitals, nursing homes and rehabilitation centers, and many doctors' offices have blank Power of Attorney for Health Care forms available. If they participate in Medicare, they are required by law to have these forms. 

Your lawyer can also write one to handle any special wishes you might have.  Often an attorney can combine a Power of Attorney for Health Care and a Living Will into one single document for you.

If you already have a Power of Attorney for Health Care, take a look to see if it is a "Durable" Power of Attorney.  If the word "durable" isn't there, it's possible that the person you appoint might only have the authority to act for you as long as you are not incapacitated. This doesn't do anyone much good. The "Durable" Power of Attorney for Health Care will be useful when you are incapacitated, which of course is when you'll really need it. If you aren't certain, have your documents reviewed by an attorney.

Follow these links to learn more about the other basic legal and financial documents you should have: Last Will & Testament Financial Power of AttorneyLiving Will.


More articles on this subject:
When Your Medical Power of Attorney Isn't Enough
Long-Term Plans Aren't Wine, and They Don't Always Age Well
Planning For Assisted Living Costs
Communicating With The Doctor: How To Be Sure You Can

 

 
 
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