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Elder CareTips:
Mastering The Eldercare Maze

September 15, 2005

 
 

   

Diabetes: If An Apple A Day Is Good,
Six Must Be Better

As the incidence of diabetes continues to grow we see ever more seniors who must watch what they eat. Uncontrolled diabetes is no laughing matter. It can directly contribute to vision loss, kidney failure and circulatory problems. As a professional I see far too many seniors who have lost part or all of a leg, and it's almost always as a result of diabetes.

And far too many of our elders with diabetes really don't understand their nutritional needs. Just recently I met Betty, who was recently diagnosed. She had some diabetes pamphlets, and she was trying her best. She threw away all the cookies in the house and bought sugar-free desserts. She was choosing fruit for snacks, eating up to half a dozen fruit servings every day, and she switched to whole wheat bread.

Betty isn't an ignorant woman, but she's not a dietitian. She knows that sugar isn't good for her diabetes, and she was trying to avoid it. But she didn't understand how the other "natural" sugars and starches she was eating affected her diabetes. She was frustrated because her blood sugar continued to run high.

Betty was more than willing to visit with someone who could explain the ins and out of eating with diabetes, especially when she learned that it would be covered by her (traditional) Medicare. She has a way to go, but she already has a better handle on things after just one meeting with her dietician.

Sadly, a lot of internal medicine physicians, who are the primary physicians for most of our elders, don't seem to know that Medicare will cover nutritional counseling for patients with diabetes or kidney disease, so they don't make a referral. Endocrinologists, who specialize in diabetes, seem to be a little better informed.

If your parent or spouse has diabetes, has had a kidney transplant, or has kidney disease but is not on dialysis, Medicare will cover "medical nutrition therapy services" when ordered by a doctor. The services must be provided by a registered dietician or nutritional professional who participates in Medicare. As with most Medicare services, the patient must pay 20% of the Medicare-approved amount unless he or she has a supplemental policy which will pick up this co-pay.

If your elder is covered by a Medicare HMO (an Advantage plan) you will have to check with the individual plan to see whether they cover nutritional counseling.

I highly recommend that everyone with both diabetes and Medicare get this counseling. A good instructor can make it both fun and enlightening - and life-and-limb-saving, too.

Tomatoes and oregano make it Italian; wine and tarragon make it French. Sour cream makes it Russian; lemon and cinnamon make it Greek. Soy sauce makes it Chinese; garlic makes it good.

~ Alice May Brock

Elder CareTip:
When 911 Isn't The Answer

Jan lives in Maryland, and his parents live in Ohio. Jan's mother tends to forgetfulness, and she called Jan instead of 911 when one day she couldn't wake her husband up. Jan instructed her to call emergency services, but not trusting that she would be able to give proper directions he wanted to call himself. He lost precious minutes with directory assistance, who repeatedly instructed him to "call 911." Of course, this wouldn't work from Maryland to his parent's hometown in Ohio.

All's well that ended well, and Jan now has the direct dial number for the emergency services substation closest to his parents' home programmed into his own phone. We recommend that you do the same unless you live across the street - in which case 911 will probably work.

 Dollars and Danger Signs

One of the first signs of trouble in a senior household is often related to financial management. Bills start piling up, or they get paid twice. The check register becomes illegible, or entries aren't made at all.

There are some simple things you can do to help without completely taking over, which might be met with a good deal of resistance.

Help your parent arrange for direct deposit of Social Security, pension, and other checks that come in routinely. This ensures that they don't get buried in paper piles and that funds get safely into the account as soon as possible.

Then help them set up automatic payment plans with mortgage holders, utilities, insurance and any other routine payment that is consistent month-to-month or quarter-to-quarter.

If you have your parent's financial power of attorney speak with all of their regular creditors such as their utility, mortgage, auto note and insurance companies and ask whether they will notify you if the accounts should become overdue. Some will, some won't.

These steps will at least help insure that the house won't be foreclosed or the utilities disconnected before you even know there is a serious problem.


Finance is the art of passing money from hand to hand until it finally disappears.

~ Robert W. Sarnoff

 

   
 


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