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From my own personal perspective there just isn't much that's more fun than trying to make heads or tails out of medical bills, health insurance statements, new drug programs and the like. I've been trained by experience in deciphering who paid who what, and what's covered and what isn't, and I still get a headache. Caregivers haven't been trained, don't have the time or the desire to get trained, and to a man/woman all complain that dealing with medical and insurance providers is more than they can cope with. There is help. You just have to know where to look for it.
Someone sent me this recently without any information about the author. If anyone knows who should get attribution please let me know. In the meantime, I think it's great advice:
Herbal
supplements are gaining popularity with every
age group. They are promoted as being natural
and healthy, and so they are for the most part.
Being natural doesn't necessarily mean being
safe in combination with other medications,
though. Your pharmacist is well-trained to pick
up on dangerous drug interactions, but, when we
buy supplements we don't usually check out
through the pharmacy. Our pharmacists won't be
able to flag iffy combinations if they don't
know about them. If your elder (or you) is
taking supplements, you would be wise to run the
list past a good pharmacist who can check for
any possible red flags with your prescribed
drugs. If your pharmacist looks alarmed about anything please consult with your doctor about any changes you might want to consider.
From time to time I get a rash of questions more or less about the same thing. I've gotten several recently about the phrase "dual eligible:" Dual Eligible, Dually Eligible: Someone who is qualified for both Medicaid and Medicare. You will see this phrase used often in connection with health care and long-term care facilities. A patient or a resident with dual eligibility will have both Medicare and Medicaid benefits. Any costs that are not covered by Medicare (deductibles, co-payments, etc.) will be covered by Medicaid, so there is rarely a need for someone with dual eligibility to carry a Medigap or supplemental insurance plan.
Everyone in
the house should use just ONE common calendar
for non-work planning. Avoid the temptation to
write down appointments on scraps of paper at
whichever phone you're using. Keep everyone's
appointments on one calendar, and make it a rule
that, if it's not written on the central
calendar, it isn't happening. Only in this way
can a caregiver avoid double-scheduling for the
same block of time, or scheduling too much in
one day.
That's it for this time around. Be good to yourself...
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